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Volume 8 , Issue 5

Volume 8 , Issue 5
IMPACT FACTOR 4.428

1) Influence of Modern Science on the theme of Creation: Perspectives in Religion and Ethics
Author Details: Ogaro Davis Nyaoko-Ph.D. Student, Religion – Kisii University; Lecturer of Religious Studies, Kisii University-Kenya

Abstract:
Modern science and technology influence religion to a large extent. Rationally, it implies experimentation and free rational inquiry on issues pertaining to science and religion. This paper endeavors to offer a forensic examination of the influence of modern science and technology on the theme of creation. Scientific practices such as cloning of human beings, eugenics, stem cells on humans, In Vitro Fertilization (IVF) and Evolution vis-à-vis religion are discussed. The implications of enhancement technology on the moral, ethical and religious dimensions of life are comparatively analyzed to underscore the underlying. The phenomenological approach is used to guide the study
Keywords: Modern Science, Eugenics, Cloning, Stem Cell, In Vitro Fertilization, Biblical Creation, Evolution, Enhancement Technology, Genetic Engineering, Religion and Ethics

[Download Full Paper] [Page 01-07]
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2) Information Asymmetric Factor, Loan Syndication and Financial Performance of Commercial Banks in Kenya
Author’s Details: Thomas Acholla Ongallo1 Prof. Rachael Gesami2 Dr. Gillian Mwaniki1Lecturer, Department of Business Administration, School of Business, Kenya Methodist University, Kenya 2An economist and chair of the Nelson Mandela Centre for African Studies at Jawaharlal Nehru University in New Delhi, India 3Kenya Institute of Curriculum Development, Nairobi, Kenya

Abstract:
Existing literature has demonstrated that loan syndication factors can affect banks performance. Good financial performance rewards the shareholders for their investment efforts and in turn, motivates them for additional investment and enables economic growth. On the other hand, underperformance can lead to banking failure and crisis which have negative repercussions on the economic growth. This study sought to determine the influence of loan syndication factor on the financial performance of commercial banks in Kenya. This study specific objective sought to determine the influence of information asymmetric factor on the financial performance of commercial banks in Kenya To achieve the objective the study used descriptive survey design. A census of all 39 commercial banks that were in operation consistently was the object of the research. In each bank, a self-administered questionnaire was used to collect data from the 78 respondents who composed of credit directors and operation directors. A multiple regression analysis was run so as to determine the influence of loan syndication factors on the financial performance of commercial banks in Kenya. Theories anchoring this study included Modern intermediation theory, Modern portfolio theory, and Loanable fund theory. Data collected was analyzed using descriptive and inferential statistics. The study established that information asymmetric had a significant statistical positive influence on the financial performance of commercial banks in Kenya. Recommendations included: banks’ management to establish a special unit to take charge of loan portfolio management to deal with credit rationing in the bank. This study contributes to enhancing the existing knowledge gap on loan syndication and financial performance of commercial banks in Kenya.

[Download Full Paper][Page 08-15]
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3) A study on the interactions between the Universe and Earth (Irlapatism-A New Hypothetical Model of Cosmology)
Author Details: Gangadhara Rao Irlapati-H.No.5-30-4/1, Saibabanagar, Jeedimetla, Hyderabad – 500 055, Telangana, India

Abstract:
There is a relation between the gravitational forces and changes in the Earth. Everyone should know about the origin, structure, nature, evolution of the universe and its various properties. Since, all the hazards on the earth directly or indirectly are associated with the gravitational forces of the universe. Further, this in order to be study the hazards, study of the cosmology is needed to know about hazards. There are hazards on the earth, on other planets and there are also happening within atoms. Human beings are on the earth, are on the outside planets of the earth and also on the neutrons in the atoms. Even if the world’s people appreciate or criticize me, it is fact.  Hazards caused by asteroids, meteoroids, and comments as they pass near the earth, enter the earth’s atmosphere, and /or strike the earth, and by changes in inter planetary ionosphere, and atmosphere. In the face of  extra-terrestrial  hazards and events that can  lead  to disasters, it is important to live in a resilient community because these  types  of disasters are so unpredictable and depending on the size of meteorite can  cause serious damage through the heat emitted during impacts with earth’s surface .In addition , impact can cause  earth quakes , Tsunami, wildfires ,acid ,rains from nitrogen  oxides, darkness from dust and soot and global warming. It is for this reason that staying aware and prepared at all times is extra important. This is not an implication to live in fear, but a reminder to stay educated about these types of disasters and to have a plan in place as with any other type of disaster. Before an extraterrestrial hazards /events occur, there are some steps that can be taken to mitigate and minimize the impact. I have conducted many studies on the universe and its extra-terrestrial hazards and gravitational forces and its effect on the natural hazards on the earth. A new hypothetical model of cosmology will helpful to study and know the universe, extra-terrestrial hazards and gravitational forces and its effect on the natural hazards on the earth.  During the period of 1970-77, many researches and studies have done by me on the origin, nature structure and evolution of the cosmos and its relation between the gravitational forces and changes in the Earth and proposed A New Hypothetical Model of Cosmology with hundreds of basic facts.  Some things are yet to be explained. 
Keywords: Irlapatism,A New Hypothetical Model of Cosmology

[Download Full Paper] [Page 16-47]
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4) The Impact of CEOS to CSR Practices. The Case of Textile and Garment in Nam Dinh, Viet Nam
Author’s Details: (1) Thi Thu Hien Phan-University of Economic and Technical Industries (2)Thi Thu Hoai Nguyen-University of Economics and Business, Vietnam National University, Hanoi, Vietnam. (3)Thi Hai Van Nguyen-Political Academy of People’s Public Security

Correspondence: Thi Thu Hien Phan No. 296/61/12 Linh Nam Street, Hoang Mai District, Hanoi, Vietnam. E: ptthien.kt@uneti.edu.vn; T: 0914 915 926
Abstract:
The objective of the paper is to test the influence of CEOs on the implementation of CSR in Nam Dinh textile and garment enterprises, Vietnam. The study was conducted on 168 managers of Nam Dinh textile and garment enterprises, using the SPSS 22 and Smart PLS 3.0 software, research has shown that CEOs have a positive impact on CSR practices. At the same time, Importance of ethics and social responsibility has a mediate role in the relationship between management profile and CSR practices
Keywords: CEO, ethics, corporate social responsibility, textile and garment, Nam Dinh, Vietnam

[Download Full Paper] [Page 48-55]
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5) Effect of Corporate Social Discretionary Responsibility on Customer Loyalty: A Survey of Telecommunication Firms in Uasin Gishu County, Kenya
Author’s Details: (1) Nevile Ogetii Marita (2)Nelly Nyatichi Marita
Department of Business Management, School of business and economics, Moi University, Eldoret, Kenya.

Abstract:
Corporate Social Responsibility (CSR) has been used by many companies to gain public confidence through providing essential commodities of some high value to a customer, particular in telecommunication industry where only one mobile operator has dominated the market share for the last one decade. However, understanding how different CSR initiatives affect customer loyalty is still limited especially in developing countries. The study objective was to determine the effect of discretionary responsibility on customer loyalty. Carroll model and Stakeholder theory were used to explaining the study. The study employed an explanatory research design. The study targeted all customers of telecommunication companies in Uasin Gishu County. Stratified sampling was used to group the population while the systematic sampling technique was used to obtain 400 customers. A structured questionnaire was used for data collection. The reliability of the questionnaire was checked using Cronbach Alpha test. Data was purely quantitative. Data collected were coded and analyzed using both descriptive and inferential statistics. The study found that CSR initiatives positively impact on customer loyalty. The study found that discretionary responsibilities positively affect customer loyalty. It was therefore affirmed that mobile firms providing telecommunication services with a higher level of CSR discretionary responsibilities are likely to enhance customer loyalty towards its products. It’s therefore important for telecommunication firms to donate to charities, to the society, be involved in a project(s) with the local community and return a portion of revenues to the community and firm staff members to be involved in charity volunteer work on behalf of the firm. Telecommunication firms should engage in CSR in order to create a positive attitude on their customers to enhance loyalty
Keywords: Corporate Social Responsibility, Discretionary responsibility, Customer loyalty, and Telecommunication firms

[Download Full Paper] [Page 56-63]
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6) Effect of Corporate Social Economic Responsibility on Customer Loyalty: A Survey of Telecommunication Firms in Uasin Gishu County, Kenya
Author’s Details:(1)Nevile Ogetii Marita (2)Nelly Nyatichi Marita
Department of Business Management, School of business and economics, Moi University, Eldoret, Kenya.

Abstract:
Corporate Social Responsibility (CSR) has been used by many companies to gain public confidence through providing essential commodities of some high value to a customer, particular in telecommunication industry where only one mobile operator has dominated the market share for the last one decade. The study objective was to determine the effect of economic responsibility on customer loyalty. Carroll model and Stakeholder theory were used to explaining the study. The study employed an explanatory research design. The study targeted all customers of telecommunication companies in Uasin Gishu County. Stratified sampling was used to group the population while the systematic sampling technique was used to obtain 400 customers. A structured questionnaire was used for data collection. The reliability of the questionnaire was checked using Cronbach Alpha test. Data was purely quantitative. Data collected were coded and analyzed using both descriptive and inferential statistics. The study found that economic responsibilities positively affect customer loyalty. It was therefore affirmed that mobile firms providing telecommunication services with higher levels of the economic initiative are likely to enhance customer loyalty towards their products. It’s therefore important for telecommunication firms to provide quality services to the society, Produce ecologically sound services and employ recruitment policies that favor the local communities in which it operates. Telecommunication firms should engage in economic responsibilities in order to create a positive attitude on their customers to enhance loyalty
Keywords: Corporate Social Responsibility, Economic responsibility, customer loyalty, and Telecommunication firms

[Download Full Paper] [Page 64-71]
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7) Effect of Sales Promotion Management on Organizational Profitability a Comparative Study of Cadbury Nig Plc and Nestle Nig Plc
Author Details: Adegbite Ganiu Adewale-Department of Marketing, Ogun State Institute of Technology, Igbesa, Ogun State, Nigeria

Wganiu08@gmail.com+2348070613638
Abstract:
This paper critically examined the impact of sales promotion and marketing on organizational profitability, with a specific focus on Cadbury Nig Plc and Nestlé Nig Plc, Lagos-State. This study employed a descriptive survey design. A sample size of 100 respondents was selected using convenient sampling technique of which 100 respondents filled and returned the questionnaire. Data from the questionnaire were analyzed using special software for statistics which is called statistical package for social science (SPSS) version 20. The study found out that there was a significant relationship between sales promotion and organizational profitability. Also, there is a significant relationship between consumers commitment and repeat purchase and therefore recommends that much bonuses should be in place to aid consumers to repeat purchase. Such bonuses include buying one get one free, coupon rate ticket among others
Keywords: Sales Promotion, Consumer Commitment, Repeat Purchase, and Organizational Profitability

[Download Full Paper] [Page 72-81]
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8) Extending the Shelf-Life of Processed Cheese Spread Using Propolis Extract
Author Details: Emad A. H. Guirguis-Department of Food Hygiene, National Nutrition Institute, General Organization of Teaching Hospitals and Institutes, Egypt

Abstract:
Propolis considered a natural product with an antimicrobial effect. Treating processed cheese spread with ethanol extract of propolis (EEP) was investigated by storage time. The treated with 200, 400, 600, 800 and 1000 mg of EEP/kg and control (non-treated) samples were stored at 5ºC /days. The quality of samples with respect to microbial, mycotoxin and sensory analysis every 5 days were evaluated. Gradual decrease of total mesophilic aerobic bacterial count, spore-forming bacteria and fungal count of the treated samples [(7.6 ~ 0.7) x 102, (9.8 ~ 1.2) x 101 and (8.0 ~ 1.2) x 101 CFU/g)] showing substandard values throughout the storage time compared with the increasing control values [(7.6 ~ 9.3) x 102, (1.1 ~ 3.0) x 102 and (0.8 ~ 1.3) x 102 CFU/g], respectively. Pathogens (coliform group, Escherichia coli, Bacillus cereus, Staphylococcus aureus, Salmonella sp, Clostridium perfringens, and Listeria monocytoginis) were not detected in any of the samples. Aflatoxin M1 was affected by neither the concentration nor the storage time. Sensory evaluation showed a negative impact regarding propolis effect on color, taste, odor, texture and overall acceptance. EEP is recommended as a natural preservative in processed cheese spread regardless of its sensory effect.
Keywords: Processed cheese spread, Propolis, Microbiology, Mycotoxins.

[Download Full Paper] [Page 82-88]
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9) Employment Rights Implementation and Industrial Relations Systems: The Case of the Outsourcing Policy in Banking Industry
Author’s Details:(1)Suryantoro Waluyo (Doctoral Program of Leadership and Policy Innovation, Graduate School, University of Gadjah Mada, Indonesia(2)Tri Widodo (Faculty of Economics and Business, University of Gadjah Mada, Indonesia)(3)Mulyadi Sumarto(Leadership and Policy Innovation Program, Graduate School,  University of Gadjah Mada, Indonesia)(4)Sukamdi(Leadership and Policy Innovation Program, Graduate School,  University of Gadjah Mada, Indonesia)

Abstract:
Purpose: This research is intended to analyse outsourcing implementation in the banking industry, specifically whether banks have fulfilled obligations as required by the regulations, specifically on outsource workers’ rights.
Methodology: This research uses combined approaches, quantitative and qualitative methods (Mixed Method), and using a sequential explanatory strategy. Respondents are; 351 outsourcing workers of 6 different bank categories in Indonesia (2 state owned banks, 2 private owned banks, and 2 foreign banks), union committee members, human resources senior managers, senior officers of Indonesia Financial Services Authority, Indonesia Chamber of Commerce, and Coordinating Ministry of Human Development and Cultural Affairs.
Research Findings: the research has resulted in providing proof that three bank categories have already implement workers’ rights as required by the relevant labor regulations. Banks providing business and soft skill related training for workers, and to prioritize outsource workers to be banks’ permanent worker. On the compliance aspects, regulators require banks to comply and implement regulations and policies as required
Keywords: outsourcing, industrial relations, and public policy

[Download Full Paper] [Page 89-101]
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